Using investment strategy to help make your money match your financial ambitions.
How do you start investing? Preparing a financial plan can seem intimidating, especially if you’re not sure what type of investments are right for you! Our Derby based financial advisers work with clients across the UK to offer advice on everything from mutual funds and the stock market to Junior ISAs and specialist savings accounts that work for you. With the right advice tailored to your individual circumstances, you can achieve your financial goals.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation
Investment Planning Tailored To Your Needs
You want to make sure that your money is working for you. More people than ever are now looking at the possibilities of investing for income, but it takes careful financial planning to make this a reality. Investing for income means carefully choosing investments that will deliver you a steady income stream.
Fixed income investing is incredibly popular with those who have begun retirement planning. It helps ensure a steady income stream, alongside your private pension and helps preserve your wealth. Our financial advisors will help create an investment plan that will help you manage your financial resources in a way that benefits you and your family.
We’ll work with you to understand your risk appetite and values, and create a balanced, well diversified investment portfolio that takes your needs and attitude to risk into account.
We’ll have regular financial reviews with you to ensure this strategy stays right for you depending on what your short or long-term goals are.
ISA’s are an effective part of investment planning as everything you earn from an ISA is currently free of Income Tax and Capital Gains Tax, making them extremely tax-efficient.
Whether it’s a stocks and shares ISA or a Junior ISA for parents who want to prepare their child’s financial future, our financial advisers can help you start an ISA or top up an existing one.
One of the most important parts of an investment plan is to make sure that it’s reviewed and updated where necessary. Our team will look at all areas of your financial planning, alongside your investment planning, to ensure we can offer tax-efficient financial advice.
There are many allowances, such as your ISA annual allowance, and tax-advantageous investment solutions. We’ll make sure you know what’s available to you so you can make the most of your money. We don’t use complex jargon, we just create a solid investment plan that fits how much risk you’re willing to take, and takes advantage of all the options you have.
Working with Rhodes Wealth Management, you’ll always have a full understanding of the investment planning options available and how they can help you with your financial goals.
One of the most important parts of investment planning is understanding how to effectively use your money. The current ISA annual allowance is £20,000 and with increased flexibility around using this for cash ISAS and other investments, it’s essential you make the most of your annual allowance.
You can contact us for a no-obligation consultation where an experienced financial advisor will walk you through all available opportunities. We can conduct consultations via phone or in-person at our Derbyshire office in beautiful Ashbourne.
Please note that Cash ISAs are not available through St. James’s Place.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society.
The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.
See all of our financial services.
Working with you
We provide face-to-face financial advice to our clients.
Giving you the opportunity to review your financial affairs regularly.
Managing your investments proactively, with your needs in mind.
Exploring new opportunities with you.
Planning for the future appropriately helps to preserve your estate and pass it to those closest to you.
Protecting those closest to you with estate planning.
Talk to us
Our financial advisers, based in Derby can assist you with every avenue of financial planning. Get in touch to find out more.
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