How Our Financial Advisors Can Help You

How do you start investing? Preparing an investment plan can seem intimidating, especially if you’re not sure what type of investments are right for you! Our Derby based financial planners work with clients across the UK to offer advice on everything from mutual funds and the stock market to Junior ISAs and savings accounts that work for you. With the right advice tailored to your individual circumstances, you can achieve your financial goals.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation

You work hard for your money so it makes sense you want to be able to enjoy it into your golden years and pass something down to your loved ones. Our financial advisors will help you understand gifting, inheritance tax, protection planning and the importance of later-life planning. This means you can make informed decisions that will benefit your loved ones even after you’ve gone.

Our financial advisers in Derby and Nottingham work with clients across the UK to make smart financial choices so they can enjoy their retirement. While retirement might seem years away now, it’s never too early to think about planning for retirement. A financial adviser can help you understand the types of pension available, understand how to maximise your retirement income, and reach your later-life goals.

At Rhodes Wealth Management, we believe that mortgage advice is critical to successful financial planning. For many people, a mortgage is a part of achieving their long-term goals, whether you’re buying your first home or remortgaging to put in an offer on your dream family home.

Our mortgage advisers work with clients across the UK to help buyers with tailored mortgage advice. We offer a comprehensive range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We understand business. Our founder, and managing director, Adam Rhodes has grown Rhodes Wealth Management from a single financial advisor in Derby to a thriving company employing over 25 people. His invaluable experiences building a successful company from the ground up are an essential part of our business and corporate financial services. We can help your business seize opportunities, overcome obstacles, and ensure you not only meet your employer obligations but help your team thrive.

It is has been recognised that the UK’s social care system requires reform in order to meet the changing and increasing needs of an ageing population. New legislative changes have been proposed to change various thresholds and introduce a supposed care ‘cap’ on fees. Despite these changes not coming into effect until October 2023, anybody moving into care is likely to be affected by the changes. The changes are likely to result in a far greater need for financial advice.