Planning for your retirement

Looking to the future

We help clients plan to be financially sound when retirement comes, so they can enjoy their golden years. However far off retirement may seem, it is never too early to think about the future and how rewards of a working life can be reaped and dreams fulfilled.

How can we help?

Pension planning

With average life expectancy at an all-time high, it’s more important than ever to plan for your future. Whether you have an existing pension with an employer, several existing pensions or no pension provision at all, we can help you look review your options. We will take into consideration the annual allowance, any unused reliefs and the Lifetime Allowance. These areas are often complex, and we can provide the reassurance and experience you need to help you make the right decisions for your retirement.

Pensions provision is an important employee benefit and one that cannot be overlooked by the employer. As an employer you can ensure that your team feel valued and supported in planning for their future by working with us to find the right pension provision for you and those who help build your business. We remove much of the stress of the administration of auto-enrolment, and your team members feel that their future is safely in hand.

Our experienced advisers are comfortable dealing with a range of complex pensions, including defined contributions (DC) pensions which individuals now normally have full access to from the age of 55. Working with you, we can also assess whether pension drawdown would be appropriate for you and your lifestyle, allowing you to take an income from your retirement fund.

St. James’s Place has relationships with a number of carefully selected market leading pension providers, allowing us to advise on a range of pension products.

The value of a pension will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Working with you

A financial service to suit every need possible...

We provide face-to-face financial advice to our clients.

Giving you the opportunity to review your financial affairs regularly.

Managing your investments proactively, with your needs in mind.

Exploring new opportunities with you.

Planning for the future appropriately helps to preserve your estate and pass it to those closest to you.

Protecting those closest to you with estate planning.

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Putting you and your family first…

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Our friendly team can assist you with every avenue of financial planning. Get in touch to find out more.

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To our valued clients

We understand that the current climate is concerning, and we are here to provide support during these challenging times.

Rhodes Wealth Management are doing everything within their capability to prevent disruption and continue to care for our client and employee wellbeing.

We will continue operating and prioritising our client's needs and will be available to provide advice and reassurance.

Our advisers are offering telephone or video appointments to help you through this difficult time.

The team are now working from home in line with government guidelines until further notice, however we remain available for contact over the phone within our normal opening hours of 9am - 5pm, Monday to Friday.

If you have any concerns or would like to speak to a member of our team, please call on 01332 497670 or email us at rwm@sjpp.co.uk.

Rhodes Wealth Management Limited is an appointed representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's Wealth management products and services, more details of which are set out on the Group's website. The titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.